Office Hours
9:00 AM - 5:00PM
Our Location
Sandton, 2196
Call Us
083 675 6451
Cynergy Financial Services
Meet Blake Napier
Your Advisor Who Will Help You Protect What Matters Most
With Honest Advice, Real Savings and True Peace of Mind.
Reassess. Restructure. Reclaim.
Smart insurance decisions start with trusted guidance.
Most people think their only option is to cancel - but that’s rarely the smartest move. I help you keep essential protection in place while reducing unnecessary costs, giving you control and peace of mind, no matter your budget.
Insurance
Restructuring
Make your cover work smarter;
Blake Napier specialises in helping clients keep their most critical insurance benefits while cutting down premiums through policy restructuring.
With 29+ years of experience in the industry, he understands how to fine-tune cover without sacrificing protection.
You’ll walk away with a smarter, more affordable plan tailored to your life stage and budget.
Personalised Risk Audits
Not all cover is created equal.
Through a personal strategy session, Blake helps you audit your current cover and identify where you’re over-insured, under-insured or simply misaligned with your goals.
He brings deep industry insight to every conversation - knowing exactly what insurers don’t tell you.
The result?
You’ll have clarity on what to keep, cut or change for maximum financial protection.
Strategic Policy
Advice
Protect your future with confidence.
Blake’s advice isn’t guesswork - it’s grounded in decades of hands-on work with individuals, families and professionals navigating real-life financial stress.
He doesn’t sell products; he offers strategies that evolve as your life does.
You’ll benefit from honest, practical advice that helps you make confident decisions today - and avoid costly mistakes tomorrow.
Because Your Insurance Should Protect You, Not Stress You Out
At Cynergy Financial Services, we don’t just sell policies - we build protection strategies. With nearly three decades of experience, we’ve helped hundreds of individuals and families stay covered during life’s most uncertain moments, even when budgets are tight. Our approach is rooted in clarity, empathy and strategy - so you never feel pressured or lost in fine print.
We focus on what matters most: keeping your essential cover in place while eliminating what’s bloating your premiums.
Whether you’re restructuring, reassessing, or recovering from a tough financial patch, our job is to guide you with honesty and precision. You’ll always know what you're covered for, why it matters, and how it fits your real life.
Blake Napier
Your Insurance Strategist
Blake Napier brings over 29+ years of experience in law, marketing and financial planning to every client conversation. As an Independent Financial Adviser, he’s known for his ability to simplify complex policies, reduce unnecessary costs and structure insurance solutions that protect what matters most.
His approach is never one-size-fits-all - it’s personalised, strategic and built on trust.
With a BA Law degree from Wits, a Postgraduate Diploma in Marketing from UNISA, and professional certifications including ILPA (CFP), RE1 and RE5, Blake combines legal precision with financial insight.
Clients trust him not just for his credentials, but for his integrity, clarity and unwavering commitment to helping them build a secure financial future.
Let's Keep it Simple - Clear Answers to Your Questions
What makes your advice different from other brokers?
Unlike many brokers, I don’t push products — I create personalised strategies. My focus is on keeping you covered while reducing costs through smart restructuring.
Do I need to buy a new policy to reduce my premiums?
Not always. Most people are surprised to learn they can adjust their current policy — reduce cover amounts, change waiting periods, or cut extras — without cancelling.
Is there a fee for the 15-minute strategy session?
Nope — it’s completely free and obligation-free. It’s your opportunity to get expert advice without pressure or commitment.
Can I still work with you if I’ve already cancelled my policy?
Yes. In fact, that’s the perfect time to reassess. We’ll explore your options and build a smarter, more sustainable plan going forward.
What if I’m not sure what insurance I actually need?
That’s exactly what our personalised audit is for. We’ll break down your life stage, risks, and goals to determine what protection matters most — and what doesn’t.
Can you help even if my financial situation is tight?
Absolutely. My entire process is designed to work with your budget, not against it. We’ll focus on keeping your essential cover in place while cutting out the rest.